RoseMark Advisors Helps Retirees Navigate Medicare Choices
Medicare choices significantly impact retirement finances. RoseMark Advisors, a specialized firm, assists members in navigating these choices during Medicare Open Enrollment, from October 15 to December 7. They offer a complimentary Retirement Income Strategy Review to ensure financial plans are Medicare-ready and robust.
RoseMark Advisors helps members build coordinated retirement income strategies that align with healthcare costs, taxes, and legacy goals. Their specialized Medicare advisors or managers guide clients through complex Medicare sub-areas. The firm also helps minimize taxes by managing RMDs (Required Minimum Distributions) from 401(k)s and IRAs, protecting Social Security benefits, and keeping income below IRMAA thresholds.
Proactive income strategies, such as optimizing Social Security timing, can help members stay under IRMAA limits and retain more of their retirement dollars. IRMAA (Income-Related Monthly Adjustment Amount) thresholds can raise Medicare premiums if exceeded, making it crucial to plan carefully.
RoseMark Advisors plays a vital role in ensuring financial plans support Medicare coverage and the entire retirement. Their expertise in coordinating retirement income strategies with healthcare costs, taxes, and legacy goals helps members make informed decisions during Medicare Open Enrollment.
