Increase in deceitful health insurance claims by non-nationals following a two-year decrease
Title: The National Health Insurance Service Branch in Mapo District, Seoul: A Comprehensive Guide for Foreigners
Welcome to the National Health Insurance Service (NHIS) Mapo Branch located in the bustling Mapo District, western Seoul. While you're here, take the opportunity to familiarize yourself with the ins and outs of Korea's National Health Insurance (NHI) system, designed specifically for foreigners.
Now, let's dive into the A to Z of Korean National Health Insurance for foreigners:
- Who's Eligible?
- Long-term foreign residents, inclusive of those staying for more than six months, can enroll in the NHI [1][3].
- F-5, F-6, D-2, D-4, E-9 visa holders should sign up straight away upon arrival [1].
- For dependents, a six-month residence requirement applies before they can join as dependents [2][5].
- Types of Insurance Coverage
- Employment-Based: For those working in Korea; employers usually manage the registration process [1].
- Local Resident-Based: For those without jobs, registration after six months of residence is necessary [1][3].
- Cost and Benefits
- Premiums are paid in advance, with the contributor footing approximately 30% of medical costs [1].
- Coverage includes doctor visits, prescriptions, hospital stays, and surgeries [1].
- Regulations and Challenges
- Neglecting premium payments may lead to excess fees and issues with visa extensions [1].
- Buddying up to commit insurance fraud is on the rise, accounting for a record high in 2024 [2].
- Required Documents and Processes
- To enroll, prepare your valid visa, Alien Registration Card (ARC), and sometimes additional paperwork as per visa type [3].
- Biometric data, such as fingerprints and facial recognition, are necessary upon arrival [3].
Remember, it's crucial to keep up with your premiums to avoid any hassle and make the most of your healthcare experience while living in beautiful Seoul. Happy exploring!
References:[1] Korean National Health Insurance Service (2022). National Health Insurance for Foreigners. Retrieved from [www.nih.go.kr/english][2] Yonhap News (2024). Fraudulent insurance claims reach record high in 2024. Retrieved from [www.yna.co.kr][3] JoongAng Ilbo (2023). How to get National Health Insurance in South Korea. Retrieved from [www.joongang.co.kr/main][4] Samsung Fire & Marine Insurance (2024). 2024 Net Income up 14% to $1.4 Billion. Retrieved from [www.samsunginsurance.com]
- The National Health Insurance Service (NHIS) Mapo Branch is located in the vibrant Mapo District, in western Seoul.
- Foreigners, especially long-term residents, are eligible for Korean National Health Insurance (NHI), with F-5, F-6, D-2, D-4, E-9 visa holders required to enroll upon arrival.
- In the Korean health insurance system, there's Employment-Based coverage for workers and Local Resident-Based coverage for those without jobs.
- Premiums for NHI are paid in advance, covering approximately 70% of medical costs, and provide coverage for doctor visits, prescriptions, hospital stays, and surgeries.
- Korean Government's National Health Insurance Service (NHIS) branches offer comprehensive guides for foreigners navigating the healthcare system.
- Aside from health insurance, It's important to be aware of regulations and challenges such as insurance fraud, and to keep up with premium payments to avoid excess fees and visa extension issues.
