Entrepreneurial Operating System Mission Statements: Key Points on Contributions and Perks
In Kazakhstan, individual entrepreneurs and private practitioners are required to pay mandatory social medical insurance (MSMI) contributions in 2025. The Social Medical Insurance Fund provides information on how to pay contributions correctly and conveniently.
The minimum monthly wage in Kazakhstan for 2025 is 85,000 KZT. Social medical insurance contributions are calculated on income up to ten times that amount (850,000 KZT). However, the exact contribution rate for MSMI on individual entrepreneurs is not distinctly detailed in the sources. For employees, employer contributions are 3% and employee contributions are 2% of gross income.
To pay MSMI contributions, follow these steps:
- Calculate your monthly income subject to the MSMI contribution (max 850,000 KZT).
- Apply the applicable MSMI contribution rate (for employees 2%, employer 3%; individual entrepreneurs may have a separate fixed rate or be charged similarly, though exact rates for entrepreneurs in 2025 are not confirmed here).
- Submit payments to the Social Health Insurance Fund via bank transfer or through Kazakhstan’s tax/social security online systems.
It is important to note that contributions must be paid regularly to maintain the entrepreneur's status and access quality medical care. Failure to pay on time may result in loss of status and access to medical care, as well as debt and penalties.
Some categories are exempt from contributions, such as entrepreneurs with suspended activities, disabled persons, pensioners, multiple award-winning mothers, and full-time students. If an entrepreneur closes their business, they can maintain their insurance status by paying contributions independently or through an employer.
If an entrepreneur works as an employee simultaneously, they pay contributions as both an entrepreneur and an employee. Women on maternity leave with an active business must pay contributions if they have not suspended their activities. It is important to provide the correct details - IIN, full name, and amount, when making payments.
Payments (contributions and deductions) can be made through banks, mobile applications, and AО "Kazpost" cash offices using codes 122 and 121. For more detailed instructions, including exact rates for individual entrepreneurs and accepted payment methods, consult government portals or a local tax advisor.
This information was sourced from Vechernyaya Astana. It is essential to stay updated on the latest developments regarding MSMI contributions for individual entrepreneurs in Kazakhstan to ensure compliance and continued access to quality medical care.
In Kazakhstan's business sector, individual entrepreneurs, while expected to contribute to the Social Medical Insurance (MSMI), have unclear rates for their contributions in 2025. Yet, the health-and-wellness sector plays a significant role for entrepreneurs, as regular payments ensure access to quality medical care and prevent potential debt and penalties. To aid in this, the Science of finances can help entrepreneurs efficiently manage their income and contributions accordingly.
